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Post by Bob on Mar 20, 2021 8:18:30 GMT -5
Since my thread has apparently attracted some attention, here are some of the things I included in the manual, which is still far from complete:
Important contacts, including accountant, lawyer, electric/gas, plumber, electrician, lawn irrigation, investment advisor, fireplace service, cable/internet Bank Accounts: where we have them and the logins for each, and which bills are paid automatically via auto debit, automatic deposits and when they hit each month Paying Bills: logins for each credit card account and how to pay them and when the statements come each month, auto insurance payments, excise tax and property tax payments, and all the various bills that are paid automatically, such as Netflix, utilities, Spotify, our Medicare supplemental, our HOA dues, etc. A section on our estate planning docs and key contacts such as who has alternate power of attorney, healthcare proxies, trustee for our estate when we're gone A section with every account user name and password for the dozens of accounts we have, including all the answers to challenge questions.
That's it so far. My next plan is to document some basic household tasks that I normally take care of such as shutting off the outside water in late fall and when to turn it back on, scheduling of irrigation shut down, how to change the air handler filter and how often, how to reset the router for the internet, etc.
I hope this is helpful. I still feel there's more I need to do, including sharing some of this with trusted contacts so they can step in if needed.
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Post by Kady on Mar 20, 2021 8:19:37 GMT -5
Having to have someone do repairs is what I will really miss Yes, this was a major worry when I found myself alone....I was determined to stay in my home with all the maintenance that went with it, I can't count the the times of frustration to the point of tears, with dealing with lawn mowers, car, plumbing and electrical problems but little by little I found a good plumber, bought a new mower from a company that would come out to the house and take care of it, and my family helped me too when I exhausted all else. Financial decisions was another matter, I'm sure I asked financial advisors many dumb questions and had to decide if they were truly giving me the best advice, I researched and researched....I made plenty of mistakes....but here I am ten years after he died still upright...lol
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Post by Kady on Mar 20, 2021 8:24:17 GMT -5
Since my thread has apparently attracted some attention, here are some of the things I included in the manual, which is still far from complete: Important contacts, including accountant, lawyer, electric/gas, plumber, electrician, lawn irrigation, investment advisor, fireplace service, cable/internet Bank Accounts: where we have them and the logins for each, and which bills are paid automatically via auto debit, automatic deposits and when they hit each month Paying Bills: logins for each credit card account and how to pay them and when the statements come each month, auto insurance payments, excise tax and property tax payments, and all the various bills that are paid automatically, such as Netflix, utilities, Spotify, our Medicare supplemental, our HOA dues, etc. A section on our estate planning docs and key contacts such as who has alternate power of attorney, healthcare proxies, trustee for our estate when we're gone A section with every account user name and password for the dozens of accounts we have, including all the answers to challenge questions. That's it so far. My next plan is to document some basic household tasks that I normally take care of such as shutting off the outside water in late fall and when to turn it back on, scheduling of irrigation shut down, how to change the air handler filter and how often, how to reset the router for the internet, etc. I hope this is helpful. I still feel there's more I need to do, including sharing some of this with trusted contacts so they can step in if needed. Very good advice, Bob, thanks for taking the time....
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Post by highlandannie on Mar 20, 2021 10:48:16 GMT -5
Thanks, Bob!
My husband's brother died over a year ago but he had cancer and knew he was going to. He and his wife were each others power of attorney, she had all his passwords, etc etc. But when she rattled off all the things she had to do it sounded overwhelming - like cancelling his passport, drivers licence etc etc etc.
My husband has a will (I do not but will get one soon) and an executor. He had this house long before we married and it is only in his name. It goes to his daughter when he dies but I have right of residence and the house would go to her after I died. I want the option to sell the house and put the proceeds into his estate which would go to his daughter after I died. He needs to rewrite the will to include this. I'm entitled to half his pensions which is plenty as I also have 3. If I'm 80+ I would sell the house and go into sheltered housing (kind of like assisted living but you have a full apartment) and I would pay rent- no garden to take care of, no maintenance worries etc. I know just the place I want - it's on the loch in town.
Anyway, I hope we both live into our 90's and he'll probably outlive me anyway.
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Post by highlandannie on Mar 20, 2021 10:49:21 GMT -5
Does anyway have prepaid and preplanned funerals? I think that would save a lot of stress.
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Post by Bob on Mar 20, 2021 12:36:20 GMT -5
Does anyway have prepaid and preplanned funerals? I think that would save a lot of stress. We do not (yet), but Barbara wants to do that. I wrestle with burial vs cremation. Don't want any kind of wake or church service as it's not important to me, but not sure how my wife feels about it.
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Post by highlandannie on Mar 20, 2021 15:49:52 GMT -5
Does anyway have prepaid and preplanned funerals? I think that would save a lot of stress. We do not (yet), but Barbara wants to do that. I wrestle with burial vs cremation. Don't want any kind of wake or church service as it's not important to me, but not sure how my wife feels about it. I used to think burial was best but not now. My husband wants a catholic funeral. I don't care what I get. Preplanning would make it a lot less stressful for the spouse left behind at a time of overwhelming emotion.
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Post by Deleted on Mar 21, 2021 16:07:50 GMT -5
We also have advanced care directives in place should we become disabled and unable to make important medical treatment decisions
I meant to say all our bills including insurances are all paid vis direct debit it makes life easy
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